Helm is provided for personal, informational use only. By using the site, you agree to use it in a lawful and respectful way, and not to interfere with or attempt to misuse the service.

Helm provides estimates and context based on user inputs and publicly available data. It does not provide financial advice, recommendations, or guarantees of outcomes. Any decisions you make based on Helm are your own responsibility.

Helm is not a substitute for professional financial, legal, or tax advice. You should consult qualified professionals before making significant financial decisions.

All content, branding, visual design, copy, and underlying models associated with Helm are owned by Helm or its creators. You may not copy, reproduce, distribute, or commercially exploit any part of the service without permission.

Your use of Helm is subject to our Privacy Policy. Quiz responses are used to generate estimates and are not sold or used to model individuals. We aim to collect only what is necessary to provide the service.

We may update, modify, or discontinue parts of Helm at any time. We do not guarantee uninterrupted access or the permanent availability of any feature.

Helm is provided as-is. To the fullest extent permitted by law, we are not liable for any losses or damages arising from your use of the service.